Homestar Financial Corporation offers an extensive variety of loan programs to meet your needs. We are approved with a multitude of leading national lenders and have warehouse funding in order to provide you with the maximum number of choices. We specialize in FHA, VA and USDA insured programs with in-house processing and underwriting capabilities that will expedite your closing. All of our residential and commercial products are designed to have the lowest closing costs possible to you. Here are some of the competitive mortgage programs we offer:
Reverse Mortgage Programs and Counseling for Seniors
Conventional 30 and 15 Year Fixed Rates
Federal Housing Administration (FHA) Insured Programs
Department of Veteran Affairs (VA) Guaranty Programs for GI's
USDA Rural Development Programs
Construction to Permanent Specialists
1 to 6 month and 1,3,5,7, & 10 Year Adjustable Rate Mortgages
Jumbo Mortgage Programs Greater Than $417,501
Interest Only Mortgages
Debt Consolidation Refinances
Rate & Term Refinances
Second Mortgages
Non-Conforming Loans
Alternative Credit Programs
Home Equity Lines of Credit
Non-Owner Occupied and Second Home Loans
Manufactured and Modular Housing Loans
15, 30, 45, 60 and up to 120 Day Rate Locks
Fannie Mae Automated Underwriting
Freddie Mac Automated Underwriting
In House Processing Staff
In House Underwriting Available On Most Products
We have a program for you! A bank has one box for you, as a Mortgage Lender, we have a multitude of boxes to fit your needs. Let's see which one works the best for you.